Zero Down Loans Explained for Garner Home Buyers

Many people think achieving the American dream (home ownership) is far beyond their reach because they just can’t come up with enough cash for a down payment. But home ownership is still possible because there are other options – even zero down payment options. Yes, traditional, conventional mortgages require a hefty down payment, sometimes as … Continued

8 Tips For Keeping Your Furniture Safe When You Move In Garner

Moving is stressful enough without having to worry about whether your furniture will make it through the move unscathed and intact. Even when you hire reputable movers, you can still do a few things yourself to keep your furniture safe. To ease your mind when you move, here are 8 tips for keeping your furniture … Continued

FHA Loans Explained for Garner Home Buyers

In a nutshell, FHA Loans are designed to assist low- to moderate-income borrowers and home buyers. Issued by FHA-approved lenders, these loans are backed and insured by the Federal Housing Administration (FHA), so they pose less risk to lenders. Typically, then, FHA Loans require lower down payments and lower credit scores than conventional mortgages. Still, … Continued

What Is A Reverse Mortgage and How Can It Help Garner Homeowners?

We hear a lot about reverse mortgages today, but in spite of that, there’s still a great deal of confusion surrounding them. In simplest terms, a reverse mortgage is a species of home equity loan for homeowners 62 years old or older that does not require monthly payments. Once considered a kind of last-resort source … Continued

7 Areas Sellers Forget To Stage When Selling Their Garner Houses!

Staging refers to decorating and arranging your home in order to showcase its best features and assets – for a quicker sale at a better price. And, really, staging isn’t optional anymore in the current real estate market. You just can’t leave anything to chance when it comes to a financial transaction as large as … Continued

Spring Cleaning To Sell Your Home In Garner

Glorious springtime is almost here, with days warming and growing longer, birds singing, flowers pushing up, and . . . yes, cleaning, especially if you want to sell your home. Spring is traditionally the best time to list your home because people are getting out and going house hunting. But after having your home shut … Continued

What To Consider When Thinking About A HELOC in Garner

A home equity line of credit (HELOC) is something many people use when they need to make home repairs or renovations. Considering the fact that the average kitchen remodel costs almost $20,500 and the average roof replacement $6,800, it’s no wonder. The problem creeps in when people spend the money for not-so-wise purchases, Still, a … Continued

How To Use Technology To Sell Your House Fast In Garner

Only about a decade ago, selling a house was pretty simple and different from what it is now. Back then, it consisted mostly of agents talking to other agents without much involvement from consumers, the sellers and buyers themselves. But today, surveys show that 89% of home buyers rely on online tools to find homes. That means, … Continued

How To Prepare To Sell Your House This Summer In Garner

Traditionally, spring is the best time to put a house on the market with fall coming in a close second. The worst times are winter and summer. It may surprise you that summer isn’t an especially good time to list your house, but you have to remember that people are just busy then. Kids are … Continued